Counseling Programs Overview

The CDA Housing Counseling program is one of the many services the CDA offers.

A specialist at the CDA is able to provide information on:

  • Pre-Purchase / Home Ownership: Informational workshops & individual counseling on the home purchase process
  • Budget and Credit Counseling: Individual financial needs
  • Foreclosure Prevention: Assistance on work-out options with lenders
  • Home Improvement Loans: Deferred and low-interest rate loans

For information on residential and commercial property taxes, go to Carver County Taxpayer services.

Foreclosure Counseling

Every single day Minnesotans are dealing with the struggles of being able to make their mortgage payments. In order to do so, many key factors like the economy or a loss of income can affect a homeowner’s ability to stay in their home. There are many way to defer the foreclosure process. Most importantly, it is best to act quickly.

We are a HUD-approved Housing Counseling Agency that provides certified Foreclosure Prevention Counseling to Carver County homeowners, there are NO FEES for our services, unless a credit report is necessary.

While we cannot guarantee that you can avoid foreclosure, our certified counselors can inform you of your rights and the tools that are available. We will provide you with the necessary tools and knowledge to work with your lender. We want you to know your rights as a homeowner.

Your Options Depend on Many Factors

  • Number of delinquent payments
  • Type of mortgage
  • What paperwork the mortgage company has recently sent you
  • Current income level
  • The reasons for your financial challenges and your reasons for being delinquent.

To find out more information or to make an appointment call 952-448-7715 ext. 2801.

Budget & Credit Counseling

Our Loan Counselors can meet with you to review your financial situation including credit report, cash flow and savings for homeownership. Whether you are looking to purchase a home or struggling to pay your bills in your current home our counselors can help create a step by step plan to remove barriers and help you achieve your goals. A credit report may be required, and a nominal per-person fee will be charged.

Please Call (952) 448-7715, ext. 2801.

Pre-Purchase Counseling with Trained Counselors

One-on-One Loan Counseling Appointments: The CDA also offers individual “Loan Counseling” appointments with trained counselors who can help you identify the financing options that best meet your household’s needs. Loan counseling is a tool that helps individuals and families learn the amount of a home loan for which they qualify and how to start the process of looking for a home to purchase.

Please Call (952) 448-7715, ext. 2801.